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Product R&D
The global initiator of “Transaction as an Account” design concept.
The global initiator of “Transaction as an Account” design concept.
Market-leading credit card core system and support product system of retail bank.
Product R&D
The global initiator of “Transaction as an Account” design concept.
Global initiative of transaction account system and transaction limit system.
Market-leading credit card core system and support product system of retail bank.

Core Management System

Integrated Operation Platform

Real-time Decision Platform

Intelligence Analysis Platform

Real-time Decision Making Platform
Analyzing and correlating user behavior data and real-time transaction data for the retail financial business.
Providing business-driven risk judgment and real-time decision-making of credit line or marketing activities.

Real-time Decision Making Platform
Analyzing and correlating user behavior data and real-time transaction data for the retail financial business.
Providing business-driven risk judgment and real-time decision-making of credit line or marketing activities.

Big Data Integration
Real-time integration of data in the links of retail banking business such as marketing activities, risk control management and operation management, etc. to improve the bank data integration and application capabilities.
The flexible and diversified policy rules support various forms of policy combinations such as score cards, rule trees, rule sets, decision tables, and policy flows.
Big Data Integration
Real-time integration of data in the links of retail banking business such as marketing activities, risk control management and operation management, etc. to improve the bank data integration and application capabilities.
The flexible and diversified policy rules support various forms of policy combinations such as score cards, rule trees, rule sets, decision tables, and policy flows.

Data Model Connected with the Big Data Platform
Triggering the executive strategy based on real-time customer characteristic data to quickly respond to customer’s transaction behaviors.
Achieving the purposes of flexible strategy, controllable and manageable business; maintainable and customizable marketing; traceable, analyzable and improvable effects.
Data Model Connected with the Big Data Platform
Triggering the executive strategy based on real-time customer characteristic data to quickly respond to customer’s transaction behaviors.
Achieving the purposes of flexible strategy, controllable and manageable business; maintainable and customizable marketing; traceable, analyzable and improvable effects.
Millisecond-level real-time data decisions
Millisecond-level real-time data decisions based on multi-dimensional indicators and ten-million-level data systems.
Providing risk decision of in-process financial interruption for credit card financial transactions.
Achieving the user real-time data marketing based on real-time transaction behaviors.
Making full use of the customer's real-time data value to improve the data use efficiency.
Millisecond-level real-time data decisions based on multi-dimensional indicators and ten-million-level data systems
Providing risk decision of in-process financial interruption for credit card financial transactions.
Achieving the user real-time data marketing based on real-time transaction behaviors.
Making full use of the customer's real-time data value to improve the data use efficiency.